I created this calculator using JavaScript. It works for Canadian fixed rate mortgages. Input the purchase price of the home, your down payment, quoted interest rate, and amortization period. The insurance cost and total finance amount will be calculated accordingly based on the details from this page by the Canada Mortgage and Housing Corporation. Note: in Canada, interest rates are quoted on a semiannual compounding basis (for fixed rate mortgages).
Home Purchase Price
Down Payment
Insurance Cost
Total Finance Amount
Quoted Interest Rate (%)
Amortization Period (years)
Monthly Payment
Semi Monthly Payment
Weekly Payment
Bi-Weekly Payment
Rapid Weekly Payment
Rapid Bi-Weekly Payment
Disclaimer: This calculator is provided for educational purposes only. Please consult your bank and mortgage provider for actual payments, terms, and conditions.